Did you know that your policy cover can be extended by $1000 if you have a current State Insurance household policy. To qualify simply enter your policy number in the enrolment section. This offer is only available for new online applications and cannot be combined with other offers.
Medical & Surgical Fees for Illness & Accident
  Maximum Benefit Minimum Excess * Monthly Premium*** Annual Premium*** % Covered by Us**
Cat $6,000 $50 Per Event $28.75 $345.00 80%
Dog $6,000 $50 Per Event $41.75 $501.00 80%
Select Breed $6,000 $80 Per Event $54.25 $651.00 80%

These plans have a no-claims bonus of 10% paid as a discount on the following year’s premium.

  • * Minimum Excess means that you must pay the first $50 or $80 of the costs of an event.
  • ** This policy covers up to 60% of specialist fees.
  • *** For dogs, a loading of 7.5% at age 9 and an additional 7.5% for each year thereafter.
  • For cats, a loading of 5% at age 10 and an additional 5% for each year thereafter.
  • We do not insure Select Breed dogs that are more than 8 years old.
  • This policy has a limitation of $900 for cruciate treatment.
Medical & Surgical Fees for Illness & Accident
  Maximum Benefit Minimum Excess * Monthly Premium*** Annual Premium*** % Covered by Us**
Cat $3,000 $50 Per Event $22.25 $267.00 75%
Dog $3,000 $50 Per Event $35.00 $420.00 75%
Select Breed $3,000 $80 Per Event $47.75 $573.00 75%

These plans have a no-claims bonus of 10% paid as a discount on the following year’s premium.

  • * Minimum Excess means that you must pay the first $50 or $80 of the costs of an event.
  • ** This policy covers up to 65% of specialist fees.
  • *** For dogs, a loading of 7.5% at age 9 and an additional 7.5% for each year thereafter.
  • For cats, a loading of 5% at age 10 and an additional 5% for each year thereafter.
  • We do not insure Select Breed dogs that are more than 8 years old.
  • This policy has a limitation of $750 for cruciate treatment.
Medical & Surgical Fees for Accident Only
  Maximum Benefit Minimum Excess * Monthly Premium*** Annual Premium*** % Covered by Us**
Cat $3,000 $100 Per Event $10.25 $123.00 80%
Dog $4,000 $150 Per Event $16.25 $195.00 80%
Select Breed $5,000 $200 Per Event $23.75 $285.00 80%
  • * Minimum Excess means that you must pay the first $100, $150 or $200 of the costs of an event.
  • ** This policy covers up to 70% of specialist fees.
  • *** For dogs, a loading of 7.5% at age 9 and an additional 7.5% for each year thereafter.
  • For cats, a loading of 5% at age 10 and an additional 5% for each year thereafter.
  • We do not insure Select Breed dogs that are more than 8 years old.
  • This policy has a limitation of $600 for cruciate treatment.
Medical & Surgical Fees for Illness & Accident
  Maximum Benefit Minimum Excess * Monthly Premium*** Annual Premium*** % Covered by Us**
Cat $1,500 $50 Per Event $14.75 $177.00 70%
Dog $1,500 $50 Per Event $28.75 $345.00 70%
Select Breed $1,500 $80 Per Event $39.75 $477.00 70%

These plans have a no-claims bonus of 10% paid as a discount on the following year’s premium.

  • * Minimum Excess means that you must pay the first $50 or $80 of the costs of an event.
  • ** This policy covers up to 70% of specialist fees.
  • *** For dogs, a loading of 7.5% at age 9 and an additional 7.5% for each year thereafter.
  • For cats, a loading of 5% at age 10 and an additional 5% for each year thereafter.
  • We do not insure Select Breed dogs that are more than 8 years old.
  • This policy has a limitation of $600 for cruciate treatment.

Compare Plans

What are the select breeds?

  Value Care Regular Care Extra Care
Maximum Benefit $1500 $3000 $6000
Minimum Excess* $50 per event $50 per event $50 per event
Monthly Premium $14.75 $22.25 $28.75
Annual Premium $177.00 $267.00 $345.00
% covered by us** 70% 75% 80%